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Best UK Bank

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  • OriginalGriffO OriginalGriff

    I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.

    Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

    N Offline
    N Offline
    Nagy Vilmos
    wrote on last edited by
    #4

    OriginalGriff wrote:

    I have to go to the bottom of the garden and stand in the greenhouse

    Michelle said that was because of your boiled cabbage and sprout diet.


    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

    OriginalGriffO 1 Reply Last reply
    0
    • V V 0

      In Belgium we moved to the one that asked the least of our money (x € for this option, y € for that one, ...). They're all crappy in someway so the least you pay for it, the better.

      V.

      N Offline
      N Offline
      Nagy Vilmos
      wrote on last edited by
      #5

      I'm not in Belgium and he UK has [currently] free banking.


      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

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      • N Nagy Vilmos

        OriginalGriff wrote:

        I have to go to the bottom of the garden and stand in the greenhouse

        Michelle said that was because of your boiled cabbage and sprout diet.


        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

        OriginalGriffO Offline
        OriginalGriffO Offline
        OriginalGriff
        wrote on last edited by
        #6

        That's the other reason... :sigh:

        Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
        "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

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        • N Nagy Vilmos

          Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

          G Offline
          G Offline
          GuyThiebaut
          wrote on last edited by
          #7

          I bank with the Co-operative bank. I have been with them for some 20 years after I left a large bank who insisted on charging me for cashing cheques after their cash machine had eaten my card(their fault!) I know others who are with the Co-operative and we all seem to be happy with it. The part I like are the benefits - break-down cover, phone insurance(on something like 3+ phones) etc for £13 a month. P.s. I don't work for them.

          Continuous effort - not strength or intelligence - is the key to unlocking our potential.(Winston Churchill)
          1 Reply Last reply
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          • N Nagy Vilmos

            I'm not in Belgium and he UK has [currently] free banking.


            Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

            V Offline
            V Offline
            V 0
            wrote on last edited by
            #8

            Nagy Vilmos wrote:

            UK has [currently] free banking.

            That's better than what we have have :-)

            V.

            1 Reply Last reply
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            • N Nagy Vilmos

              Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


              Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

              R Offline
              R Offline
              Reiss
              wrote on last edited by
              #9

              If you are looking for a general current account, First Direct generally gets top marks in customer satisfaction polls.

              N 1 Reply Last reply
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              • N Nagy Vilmos

                Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                R Offline
                R Offline
                Rage
                wrote on last edited by
                #10

                I have some good addresses in Swiss, in Luxemburg and in some islands, but not in the UK.

                1 Reply Last reply
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                • R Reiss

                  If you are looking for a general current account, First Direct generally gets top marks in customer satisfaction polls.

                  N Offline
                  N Offline
                  Nagy Vilmos
                  wrote on last edited by
                  #11

                  It's the lot - current, deposits and ISA.


                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                  R 1 Reply Last reply
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                  • N Nagy Vilmos

                    I'm not in Belgium and he UK has [currently] free banking.


                    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                    H Offline
                    H Offline
                    hairy_hats
                    wrote on last edited by
                    #12

                    Nagy Vilmos wrote:

                    UK has [currently] free banking

                    Not really, you pay for it somehow.

                    OriginalGriffO 1 Reply Last reply
                    0
                    • N Nagy Vilmos

                      Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                      B Offline
                      B Offline
                      BobJanova
                      wrote on last edited by
                      #13

                      I use Nationwide, more by inertia than any particular reason (although being a mutual, not a bank, gets it some ethical points in my book), but they're pretty good for what I've wanted to do. They've got a decent Internet interface as well which might be relevant if you're in Hungary half the time.

                      1 Reply Last reply
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                      • H hairy_hats

                        Nagy Vilmos wrote:

                        UK has [currently] free banking

                        Not really, you pay for it somehow.

                        OriginalGriffO Offline
                        OriginalGriffO Offline
                        OriginalGriff
                        wrote on last edited by
                        #14

                        Yes - very low interest rates on current accounts.

                        Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                        "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                        H 1 Reply Last reply
                        0
                        • N Nagy Vilmos

                          I'm not in Belgium and he UK has [currently] free banking.


                          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                          C Offline
                          C Offline
                          Chris Meech
                          wrote on last edited by
                          #15

                          I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                          Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                          N OriginalGriffO R H 4 Replies Last reply
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                          • N Nagy Vilmos

                            Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                            Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                            L Offline
                            L Offline
                            Lost User
                            wrote on last edited by
                            #16

                            The Missus and I used FirstDirect in the past but then they wanted to start charging us just for having the account, so we switched to cahoot, and have had absolutely no problems with them in 7 years. The banks with branches are always boasting about their customer service but in the last 20 years or so it has declined considerably; NatWest's reality does not match their ad campaign.

                            Unrequited desire is character building. OriginalGriff

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                            • C Chris Meech

                              I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                              Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                              N Offline
                              N Offline
                              Nagy Vilmos
                              wrote on last edited by
                              #17

                              I'm not going into what happened, but the bank fuped and it cost me a fair fold. As of the now, I have submitted a formal complaint for recompense. Once this is finished, I'll move to a less stoopid bank.


                              Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                              1 Reply Last reply
                              0
                              • N Nagy Vilmos

                                It's the lot - current, deposits and ISA.


                                Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                R Offline
                                R Offline
                                Reiss
                                wrote on last edited by
                                #18

                                I guess it would depend on the size of your savings, as you are going to want to chase the best rates - your current account should be the least important factor, unless you get a bonus on your savings rates, if you also have your current account with the same bank. If you split them, I can recommend Hargreaves Lansdown[^] for your savings

                                1 Reply Last reply
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                                • C Chris Meech

                                  I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                  Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                  OriginalGriffO Offline
                                  OriginalGriffO Offline
                                  OriginalGriff
                                  wrote on last edited by
                                  #19

                                  All the UK high street banks offer free personal banking - they have to or they would never get a chance to lose / waste / hide / steal1 everybodies wages. Some are more incompetent / larcenous / criminally negligent1 than others. 1delete as appropriate. Or just replace the slash with "and" - it's up to you.

                                  Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                                  "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                                  "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                                  1 Reply Last reply
                                  0
                                  • C Chris Meech

                                    I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                    Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                    R Offline
                                    R Offline
                                    Reiss
                                    wrote on last edited by
                                    #20

                                    Chris Meech wrote:

                                    free banking

                                    The banks here pay next to zero interest on current accounts, but charge a lot if you want to borrow anything.

                                    1 Reply Last reply
                                    0
                                    • C Chris Meech

                                      I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                      Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                      H Offline
                                      H Offline
                                      hairy_hats
                                      wrote on last edited by
                                      #21

                                      It isn't free, you just don't pay for it through up-front fees.

                                      1 Reply Last reply
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                                      • OriginalGriffO OriginalGriff

                                        Yes - very low interest rates on current accounts.

                                        Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                                        H Offline
                                        H Offline
                                        hairy_hats
                                        wrote on last edited by
                                        #22

                                        So the people who get into debt are supported, and the people who are in credit get penalised...great country, isn't it?

                                        OriginalGriffO 1 Reply Last reply
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                                        • OriginalGriffO OriginalGriff

                                          I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.

                                          Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                                          L Offline
                                          L Offline
                                          Lost User
                                          wrote on last edited by
                                          #23

                                          Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.

                                          Every man can tell how many goats or sheep he possesses, but not how many friends.

                                          P S 2 Replies Last reply
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