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Best UK Bank

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  • N Nagy Vilmos

    Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

    R Offline
    R Offline
    Reiss
    wrote on last edited by
    #9

    If you are looking for a general current account, First Direct generally gets top marks in customer satisfaction polls.

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    • N Nagy Vilmos

      Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

      R Offline
      R Offline
      Rage
      wrote on last edited by
      #10

      I have some good addresses in Swiss, in Luxemburg and in some islands, but not in the UK.

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      • R Reiss

        If you are looking for a general current account, First Direct generally gets top marks in customer satisfaction polls.

        N Offline
        N Offline
        Nagy Vilmos
        wrote on last edited by
        #11

        It's the lot - current, deposits and ISA.


        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

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        • N Nagy Vilmos

          I'm not in Belgium and he UK has [currently] free banking.


          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

          H Offline
          H Offline
          hairy_hats
          wrote on last edited by
          #12

          Nagy Vilmos wrote:

          UK has [currently] free banking

          Not really, you pay for it somehow.

          OriginalGriffO 1 Reply Last reply
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          • N Nagy Vilmos

            Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


            Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

            B Offline
            B Offline
            BobJanova
            wrote on last edited by
            #13

            I use Nationwide, more by inertia than any particular reason (although being a mutual, not a bank, gets it some ethical points in my book), but they're pretty good for what I've wanted to do. They've got a decent Internet interface as well which might be relevant if you're in Hungary half the time.

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            • H hairy_hats

              Nagy Vilmos wrote:

              UK has [currently] free banking

              Not really, you pay for it somehow.

              OriginalGriffO Offline
              OriginalGriffO Offline
              OriginalGriff
              wrote on last edited by
              #14

              Yes - very low interest rates on current accounts.

              Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

              "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
              "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

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              • N Nagy Vilmos

                I'm not in Belgium and he UK has [currently] free banking.


                Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                C Offline
                C Offline
                Chris Meech
                wrote on last edited by
                #15

                I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                N OriginalGriffO R H 4 Replies Last reply
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                • N Nagy Vilmos

                  Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                  L Offline
                  L Offline
                  Lost User
                  wrote on last edited by
                  #16

                  The Missus and I used FirstDirect in the past but then they wanted to start charging us just for having the account, so we switched to cahoot, and have had absolutely no problems with them in 7 years. The banks with branches are always boasting about their customer service but in the last 20 years or so it has declined considerably; NatWest's reality does not match their ad campaign.

                  Unrequited desire is character building. OriginalGriff

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                  • C Chris Meech

                    I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                    Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

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                    N Offline
                    Nagy Vilmos
                    wrote on last edited by
                    #17

                    I'm not going into what happened, but the bank fuped and it cost me a fair fold. As of the now, I have submitted a formal complaint for recompense. Once this is finished, I'll move to a less stoopid bank.


                    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                    1 Reply Last reply
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                    • N Nagy Vilmos

                      It's the lot - current, deposits and ISA.


                      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                      R Offline
                      R Offline
                      Reiss
                      wrote on last edited by
                      #18

                      I guess it would depend on the size of your savings, as you are going to want to chase the best rates - your current account should be the least important factor, unless you get a bonus on your savings rates, if you also have your current account with the same bank. If you split them, I can recommend Hargreaves Lansdown[^] for your savings

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                      • C Chris Meech

                        I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                        Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                        OriginalGriffO Offline
                        OriginalGriffO Offline
                        OriginalGriff
                        wrote on last edited by
                        #19

                        All the UK high street banks offer free personal banking - they have to or they would never get a chance to lose / waste / hide / steal1 everybodies wages. Some are more incompetent / larcenous / criminally negligent1 than others. 1delete as appropriate. Or just replace the slash with "and" - it's up to you.

                        Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                        "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                        1 Reply Last reply
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                        • C Chris Meech

                          I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                          Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                          R Offline
                          R Offline
                          Reiss
                          wrote on last edited by
                          #20

                          Chris Meech wrote:

                          free banking

                          The banks here pay next to zero interest on current accounts, but charge a lot if you want to borrow anything.

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                          • C Chris Meech

                            I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                            Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                            H Offline
                            H Offline
                            hairy_hats
                            wrote on last edited by
                            #21

                            It isn't free, you just don't pay for it through up-front fees.

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                            • OriginalGriffO OriginalGriff

                              Yes - very low interest rates on current accounts.

                              Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                              H Offline
                              H Offline
                              hairy_hats
                              wrote on last edited by
                              #22

                              So the people who get into debt are supported, and the people who are in credit get penalised...great country, isn't it?

                              OriginalGriffO 1 Reply Last reply
                              0
                              • OriginalGriffO OriginalGriff

                                I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.

                                Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                                L Offline
                                L Offline
                                Lost User
                                wrote on last edited by
                                #23

                                Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.

                                Every man can tell how many goats or sheep he possesses, but not how many friends.

                                P S 2 Replies Last reply
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                                • N Nagy Vilmos

                                  Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                  L Offline
                                  L Offline
                                  Lost User
                                  wrote on last edited by
                                  #24

                                  I have had normal accounts with NatWest, Lloyds, HSBC, Halifax over the years, and have had loads of trouble with all of them for various reasons. I'm not sure there are any that do not suck. I am currently back with NatWest after a 15 or so year absence, and finding them mostly adequate (in that they haven't annoyed me as much as the others have recently). They have an easyish to use online system, and send text alerts accurately. I have also found their personal touch in branch better than many others recently.

                                  Every man can tell how many goats or sheep he possesses, but not how many friends.

                                  1 Reply Last reply
                                  0
                                  • N Nagy Vilmos

                                    Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                    N Offline
                                    N Offline
                                    NormDroid
                                    wrote on last edited by
                                    #25

                                    OneAccount - online banking, offset account and excellent service.

                                    Software Kinetics Wear a hard hat it's under construction
                                    Metro RSS

                                    N 1 Reply Last reply
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                                    • L Lost User

                                      Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.

                                      Every man can tell how many goats or sheep he possesses, but not how many friends.

                                      P Offline
                                      P Offline
                                      Peter Mulholland
                                      wrote on last edited by
                                      #26

                                      ChrisElston wrote:

                                      I've been rowing with them for months over an account of mine that they now own.

                                      Maybe if you get out of the canoe to deal with them you'll have better luck? :-D

                                      Pete

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                                      • P Peter Mulholland

                                        ChrisElston wrote:

                                        I've been rowing with them for months over an account of mine that they now own.

                                        Maybe if you get out of the canoe to deal with them you'll have better luck? :-D

                                        Pete

                                        L Offline
                                        L Offline
                                        Lost User
                                        wrote on last edited by
                                        #27

                                        It's an offshore account :laugh:

                                        Every man can tell how many goats or sheep he possesses, but not how many friends.

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                                        • H hairy_hats

                                          So the people who get into debt are supported, and the people who are in credit get penalised...great country, isn't it?

                                          OriginalGriffO Offline
                                          OriginalGriffO Offline
                                          OriginalGriff
                                          wrote on last edited by
                                          #28

                                          Not supported, more "forced into more debt" by heavy charges for each letter telling them what they already know...

                                          Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                                          "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                                          "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                                          L 1 Reply Last reply
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