Best UK Bank
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Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
The Missus and I used FirstDirect in the past but then they wanted to start charging us just for having the account, so we switched to cahoot, and have had absolutely no problems with them in 7 years. The banks with branches are always boasting about their customer service but in the last 20 years or so it has declined considerably; NatWest's reality does not match their ad campaign.
Unrequited desire is character building. OriginalGriff
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I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:
Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]
I'm not going into what happened, but the bank fuped and it cost me a fair fold. As of the now, I have submitted a formal complaint for recompense. Once this is finished, I'll move to a less stoopid bank.
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
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It's the lot - current, deposits and ISA.
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
I guess it would depend on the size of your savings, as you are going to want to chase the best rates - your current account should be the least important factor, unless you get a bonus on your savings rates, if you also have your current account with the same bank. If you split them, I can recommend Hargreaves Lansdown[^] for your savings
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I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:
Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]
All the UK high street banks offer free personal banking - they have to or they would never get a chance to lose / waste / hide / steal1 everybodies wages. Some are more incompetent / larcenous / criminally negligent1 than others. 1delete as appropriate. Or just replace the slash with "and" - it's up to you.
Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water
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I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:
Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]
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I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:
Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]
It isn't free, you just don't pay for it through up-front fees.
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Yes - very low interest rates on current accounts.
Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water
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I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.
Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water
Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.
Every man can tell how many goats or sheep he possesses, but not how many friends.
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Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
I have had normal accounts with NatWest, Lloyds, HSBC, Halifax over the years, and have had loads of trouble with all of them for various reasons. I'm not sure there are any that do not suck. I am currently back with NatWest after a 15 or so year absence, and finding them mostly adequate (in that they haven't annoyed me as much as the others have recently). They have an easyish to use online system, and send text alerts accurately. I have also found their personal touch in branch better than many others recently.
Every man can tell how many goats or sheep he possesses, but not how many friends.
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Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
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Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.
Every man can tell how many goats or sheep he possesses, but not how many friends.
ChrisElston wrote:
I've been rowing with them for months over an account of mine that they now own.
Maybe if you get out of the canoe to deal with them you'll have better luck? :-D
Pete
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ChrisElston wrote:
I've been rowing with them for months over an account of mine that they now own.
Maybe if you get out of the canoe to deal with them you'll have better luck? :-D
Pete
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So the people who get into debt are supported, and the people who are in credit get penalised...great country, isn't it?
Not supported, more "forced into more debt" by heavy charges for each letter telling them what they already know...
Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water
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Not supported, more "forced into more debt" by heavy charges for each letter telling them what they already know...
Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water
I once received a letter from GE Bank telling me my account was in arrears by zero pounds, and for this they were charging me 20 pounds and 20 pounds for the letter to tell me about it. I phoned to tell them and they said "Yes, that is right". Some months later when I owed them a few hundred pounds they took me to court. I again phoned and asked if they were sure they wanted to do that they stopped everything. I wrote and complained, they sent me ten pounds compensation. About a year later they started up action again.
Every man can tell how many goats or sheep he possesses, but not how many friends.
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OneAccount - online banking, offset account and excellent service.
Software Kinetics Wear a hard hat it's under construction
Metro RSSI don't have a mortgage. How is it for the pure saver?
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
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Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.
Every man can tell how many goats or sheep he possesses, but not how many friends.
I've had problems in the past with them took 4 weeks of daily calls to register fraudulent activities on my account, lucky Visa stopped my card for me :) As soon as my overdraft is gone I'm out of there
Lobster Thermidor aux crevettes with a Mornay sauce, served in a Provençale manner with shallots and aubergines, garnished with truffle pate, brandy and a fried egg on top and Spam - Monty Python Spam Sketch
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Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
I have never had any problem with the RBS probably been with them now for 35+ years. Have several accounts with them (current and savings), the kids CTF's are with them, offset mortgage with them, have previously used their share trading without any hassle, and also have credit card with them. Use their online banking all the time, easy to move money around, pay bills, manage DDs and SOs no problem. Any time I have needed to speak with someone they are helpful, and the teller staff are always happy to help.
Dave Find Me On: Web|Facebook|Twitter|LinkedIn
Folding Stats: Team CodeProject
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I don't have a mortgage. How is it for the pure saver?
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
Just remembered, it is illegal in the UK to get financial advice from someone who isn't qualified to give it. My brother is a financial adviser, but I don't think he's very good at it. We're both still skint.
Every man can tell how many goats or sheep he possesses, but not how many friends.
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Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
Metro Bank[^] has been outstanding: better than any other I have tried over the years and is open 7 days a week, 361 days a year, open early, shut late and great service. Am looking at them for my business account as well. They are what banks should be. :thumbsup:
"If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." Red Adair. nils illegitimus carborundum me, me, me
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Just remembered, it is illegal in the UK to get financial advice from someone who isn't qualified to give it. My brother is a financial adviser, but I don't think he's very good at it. We're both still skint.
Every man can tell how many goats or sheep he possesses, but not how many friends.
ChrisElston wrote:
My brother is a financial adviser
Mine too, are we related? :-D
ChrisElston wrote:
I don't think he's very good at it
Mine believes he's the bog's danglies. I think he's more the monkey's chunks.
ChrisElston wrote:
We're both still skint
He isn't, but I will be if I don't get my frogging money back.
Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett
