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Best UK Bank

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  • OriginalGriffO OriginalGriff

    I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.

    Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

    L Offline
    L Offline
    Lost User
    wrote on last edited by
    #23

    Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.

    Every man can tell how many goats or sheep he possesses, but not how many friends.

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    • N Nagy Vilmos

      Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

      L Offline
      L Offline
      Lost User
      wrote on last edited by
      #24

      I have had normal accounts with NatWest, Lloyds, HSBC, Halifax over the years, and have had loads of trouble with all of them for various reasons. I'm not sure there are any that do not suck. I am currently back with NatWest after a 15 or so year absence, and finding them mostly adequate (in that they haven't annoyed me as much as the others have recently). They have an easyish to use online system, and send text alerts accurately. I have also found their personal touch in branch better than many others recently.

      Every man can tell how many goats or sheep he possesses, but not how many friends.

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      • N Nagy Vilmos

        Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

        N Offline
        N Offline
        NormDroid
        wrote on last edited by
        #25

        OneAccount - online banking, offset account and excellent service.

        Software Kinetics Wear a hard hat it's under construction
        Metro RSS

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        • L Lost User

          Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.

          Every man can tell how many goats or sheep he possesses, but not how many friends.

          P Offline
          P Offline
          Peter Mulholland
          wrote on last edited by
          #26

          ChrisElston wrote:

          I've been rowing with them for months over an account of mine that they now own.

          Maybe if you get out of the canoe to deal with them you'll have better luck? :-D

          Pete

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          • P Peter Mulholland

            ChrisElston wrote:

            I've been rowing with them for months over an account of mine that they now own.

            Maybe if you get out of the canoe to deal with them you'll have better luck? :-D

            Pete

            L Offline
            L Offline
            Lost User
            wrote on last edited by
            #27

            It's an offshore account :laugh:

            Every man can tell how many goats or sheep he possesses, but not how many friends.

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            • H hairy_hats

              So the people who get into debt are supported, and the people who are in credit get penalised...great country, isn't it?

              OriginalGriffO Online
              OriginalGriffO Online
              OriginalGriff
              wrote on last edited by
              #28

              Not supported, more "forced into more debt" by heavy charges for each letter telling them what they already know...

              Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

              "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
              "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

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              • OriginalGriffO OriginalGriff

                Not supported, more "forced into more debt" by heavy charges for each letter telling them what they already know...

                Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                L Offline
                L Offline
                Lost User
                wrote on last edited by
                #29

                I once received a letter from GE Bank telling me my account was in arrears by zero pounds, and for this they were charging me 20 pounds and 20 pounds for the letter to tell me about it. I phoned to tell them and they said "Yes, that is right". Some months later when I owed them a few hundred pounds they took me to court. I again phoned and asked if they were sure they wanted to do that they stopped everything. I wrote and complained, they sent me ten pounds compensation. About a year later they started up action again.

                Every man can tell how many goats or sheep he possesses, but not how many friends.

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                • N NormDroid

                  OneAccount - online banking, offset account and excellent service.

                  Software Kinetics Wear a hard hat it's under construction
                  Metro RSS

                  N Offline
                  N Offline
                  Nagy Vilmos
                  wrote on last edited by
                  #30

                  I don't have a mortgage. How is it for the pure saver?


                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

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                  • L Lost User

                    Santander are screwing up all over the shop at the moment, this is because they have made a load of acquisitions very quickly and are struggling to manage and merge everything together. I've been rowing with them for months over an account of mine that they now own.

                    Every man can tell how many goats or sheep he possesses, but not how many friends.

                    S Offline
                    S Offline
                    Simon_Whale
                    wrote on last edited by
                    #31

                    I've had problems in the past with them took 4 weeks of daily calls to register fraudulent activities on my account, lucky Visa stopped my card for me :) As soon as my overdraft is gone I'm out of there

                    Lobster Thermidor aux crevettes with a Mornay sauce, served in a Provençale manner with shallots and aubergines, garnished with truffle pate, brandy and a fried egg on top and Spam - Monty Python Spam Sketch

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                    • N Nagy Vilmos

                      Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                      D Offline
                      D Offline
                      DaveAuld
                      wrote on last edited by
                      #32

                      I have never had any problem with the RBS probably been with them now for 35+ years. Have several accounts with them (current and savings), the kids CTF's are with them, offset mortgage with them, have previously used their share trading without any hassle, and also have credit card with them. Use their online banking all the time, easy to move money around, pay bills, manage DDs and SOs no problem. Any time I have needed to speak with someone they are helpful, and the teller staff are always happy to help.

                      Dave Find Me On: Web|Facebook|Twitter|LinkedIn


                      Folding Stats: Team CodeProject

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                      • N Nagy Vilmos

                        I don't have a mortgage. How is it for the pure saver?


                        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                        L Offline
                        L Offline
                        Lost User
                        wrote on last edited by
                        #33

                        Just remembered, it is illegal in the UK to get financial advice from someone who isn't qualified to give it. My brother is a financial adviser, but I don't think he's very good at it. We're both still skint.

                        Every man can tell how many goats or sheep he possesses, but not how many friends.

                        N N 2 Replies Last reply
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                        • N Nagy Vilmos

                          Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                          R Offline
                          R Offline
                          R Giskard Reventlov
                          wrote on last edited by
                          #34

                          Metro Bank[^] has been outstanding: better than any other I have tried over the years and is open 7 days a week, 361 days a year, open early, shut late and great service. Am looking at them for my business account as well. They are what banks should be. :thumbsup:

                          "If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." Red Adair. nils illegitimus carborundum me, me, me

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                          • L Lost User

                            Just remembered, it is illegal in the UK to get financial advice from someone who isn't qualified to give it. My brother is a financial adviser, but I don't think he's very good at it. We're both still skint.

                            Every man can tell how many goats or sheep he possesses, but not how many friends.

                            N Offline
                            N Offline
                            Nagy Vilmos
                            wrote on last edited by
                            #35

                            ChrisElston wrote:

                            My brother is a financial adviser

                            Mine too, are we related? :-D

                            ChrisElston wrote:

                            I don't think he's very good at it

                            Mine believes he's the bog's danglies. I think he's more the monkey's chunks.

                            ChrisElston wrote:

                            We're both still skint

                            He isn't, but I will be if I don't get my frogging money back.


                            Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                            1 Reply Last reply
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                            • N Nagy Vilmos

                              I don't have a mortgage. How is it for the pure saver?


                              Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                              N Offline
                              N Offline
                              NormDroid
                              wrote on last edited by
                              #36

                              Properly not too good, mind you in 18 months I'll be mortgage free thanks to OneAccount!

                              Software Kinetics Wear a hard hat it's under construction
                              Metro RSS

                              1 Reply Last reply
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                              • L Lost User

                                Just remembered, it is illegal in the UK to get financial advice from someone who isn't qualified to give it. My brother is a financial adviser, but I don't think he's very good at it. We're both still skint.

                                Every man can tell how many goats or sheep he possesses, but not how many friends.

                                N Offline
                                N Offline
                                NormDroid
                                wrote on last edited by
                                #37

                                I'd never ever take finicial advice from somebody who is out to make gains from giving you information.

                                Software Kinetics Wear a hard hat it's under construction
                                Metro RSS

                                1 Reply Last reply
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                                • N Nagy Vilmos

                                  Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                  C Offline
                                  C Offline
                                  Chris Quinn
                                  wrote on last edited by
                                  #38

                                  The Co-op Bank - ethical, and opening branches in their shops (and I think you also get free services at the Post Office

                                  ==================================== Transvestites - Roberts in Disguise! ====================================

                                  1 Reply Last reply
                                  0
                                  • N Nagy Vilmos

                                    Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                    P Offline
                                    P Offline
                                    phannon86
                                    wrote on last edited by
                                    #39

                                    I've been with HSBC for 10 years with no problems. Had my card cloned once a few years back and they did an excellent job handling it :thumbsup:

                                    He who makes a beast out of himself gets rid of the pain of being a man.

                                    1 Reply Last reply
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                                    • N Nagy Vilmos

                                      Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                      B Offline
                                      B Offline
                                      BarrRobot
                                      wrote on last edited by
                                      #40

                                      +1 for Co-Op Bank. I had good recommendations for them from 2 friends and I'm in the process of moving (after about 40 years with B* - the one with a squashed pigeon for a logo - who failed to process a transaction and failed to respond to my complaint and failed to do as the Regulator said - until he said it the second time). Good service at branch, reportedly good customer support by telephone, paying-in at any Post Office (using a free special envelope, but it takes a few days for the money to reach your account). So far, no suckage...

                                      N L 2 Replies Last reply
                                      0
                                      • B BarrRobot

                                        +1 for Co-Op Bank. I had good recommendations for them from 2 friends and I'm in the process of moving (after about 40 years with B* - the one with a squashed pigeon for a logo - who failed to process a transaction and failed to respond to my complaint and failed to do as the Regulator said - until he said it the second time). Good service at branch, reportedly good customer support by telephone, paying-in at any Post Office (using a free special envelope, but it takes a few days for the money to reach your account). So far, no suckage...

                                        N Offline
                                        N Offline
                                        Nagy Vilmos
                                        wrote on last edited by
                                        #41

                                        BarrRobot wrote:

                                        who failed to process a transaction and failed to respond to my complaint and failed to do as the Regulator said - until he said it the second time

                                        Funny that. #whistles#


                                        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                        1 Reply Last reply
                                        0
                                        • N Nagy Vilmos

                                          Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                          G Offline
                                          G Offline
                                          Geekian_senate
                                          wrote on last edited by
                                          #42

                                          Nagy Vilmos wrote:

                                          My bank

                                          Let me guess, should it start with the letter "L"?

                                          Quick Homepage - www.PageMoon.com

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